Privacy Policy | Esnad Personal

Esnad Financial is committed to protecting the privacy of users of its digital platform and to delivering investment services that meet the highest standards of security and transparency. This policy constitutes a legally binding agreement between the user and the company, outlining how personal data is collected, used, stored, and protected. By using this website, you agree to this policy and to the terms and conditions associated with it.

Definitions

Personal Data: Any information related to an identified or identifiable individual, such as name, ID number, address, phone number, email address, financial data, and similar information.
User: Any person who browses Esnad Financial’s website or benefits from its digital services.
Service: All digital services provided by the company through its website or application, including account opening, portfolio management, and advisory services.

Data We Collect and How We Collect It

We collect personal data lawfully, transparently, and securely, and we do not collect any unnecessary information. The data we may collect includes:

Registration Data: Full name, national ID or residency number, date of birth, nationality, email address, and phone number.
Financial Information: Bank account number (IBAN), card information, or other methods used to deposit or withdraw funds.
Usage Information: Data on how you use the website, including IP address, browser type, visited pages, and time of visit.
Cookies: We may store cookies to enhance your browsing experience and personalize content. You may adjust your browser settings to manage or block cookies.

Purpose of Data Use

Your personal data is used for the following purposes:

Opening Accounts & Managing Investments: Verifying identity and enabling users to open and manage investment accounts.
Providing and Improving Services: Communicating with you regarding your account, sending periodic reports, and improving services based on user needs.
Regulatory Compliance: Complying with the requirements of the Capital Market Authority, the Saudi Central Bank, anti–money laundering and counter–terrorism financing laws, and the Personal Data Protection Law.
Marketing Communication: Sending updates about new products or promotional offers. Users may opt out at any time.

Data Protection and Security

We apply the highest security standards to safeguard your personal data, including encryption of sensitive information during transmission and storage.
We do not share your data with any third party outside the Kingdom unless the receiving party complies with relevant regulations and only when necessary to provide the service.

Data Sharing With Other Parties

Your data may be disclosed in specific cases, such as:

Regulatory Authorities: When required by law to share data with the Capital Market Authority, the Saudi Central Bank, or other regulators.
Service Providers: Companies that support our operations such as fintech providers, hosting services, or payment processors—provided they maintain confidentiality and use the data solely for the intended purpose.
Legal Obligations: When necessary to comply with legal requirements or to protect the company’s rights or those of its clients.

User Rights

Access and Update: You may access, update, or correct your personal data through the platform or by contacting us.
Objection and Withdrawal of Consent: You may object to the processing of your data or withdraw your consent at any time. This may affect our ability to provide certain services.
Data Deletion: You may request the deletion of your data when no legal or operational need requires its retention.

Data Retention

We retain your personal data as long as necessary to fulfill the purposes stated in this policy or as required by applicable regulations. Once retention is no longer necessary, the data is securely destroyed or anonymized.

Links to Other Websites

Our website may contain links to third-party websites or services. We are not responsible for the content or privacy practices of these websites, and we encourage you to review their privacy policies before providing any personal data.

Updating the Privacy Policy

This policy may be updated periodically to meet regulatory requirements or to improve our services. Any changes will be posted on this page. Continued use of the website after the updates constitutes acceptance of the revised policy.

Contact Us

If you have any questions, inquiries, or complaints regarding this policy or your personal data, please contact us via:

Email: info@esnadadvisory.sa
Phone: +966-920014522
Address: King Faisal Street, Al-Murabba District, Riyadh, Kingdom of Saudi Arabia

Thank you for placing your trust in Esnad Financial. We are committed to safeguarding your data and treating it with the highest level of respect and compliance.